Finance Lease

If you don’t need to own the asset, our Finance Lease options offer great flexibility. Choose at the end of the term what you want to do with the asset; there is no need to decide up front

Key features of InterBay’s Finance Lease

  • We can typically offer agreements of £10,000 to £2,000,000
  • Companies with small adverse credit issues are considered
  • A fast decision with no hassle
  • Multiple options at the end of the term

Our repayment structures

  • Seasonal payments – schedule payments to match the seasonality of a business’s cash flow
  • Escalating profiles – gradually increase payments over time
  • Low or zero deposits – negotiate lending with low or no deposit, so there is no need to save in advance
  • Balloon payments – pay a lump sum at the end of your term to reflect the anticipated future value of the asset

Options at the end of your Finance Lease

  • Upgrade the asset – part exchange the asset and replace it with new equipment
  • Sell the asset – sell the asset as our agent and retain a significant proportion of the proceeds
  • Extend rental period – continue to use the asset for a minimal annual payment

Why choose Finance Lease?

  • Lease rentals can be tailored to match cash flow
  • The flexibility to choose what to do with the asset at the end of the rental period
  • Reclaim VAT on monthly payments in most cases
  • Repayments can often be offset against pre-tax profit