About us

Asset Finance
- Products
  Hire Purchase
  
  Hire Purchase
  
  Standard repayment terms are 2-5 years
  
  Up to 7-year terms available for long-life assets
  
  We can offer agreements with little or no deposit
  
  Finance Lease
  
  Finance Lease
  
  Reclaim VAT on monthly payments in most cases
  
  Repayments can often be offset against pre-tax profit
  
  Multiple options at the end of the term
  
  Refinance
  
  Refinance
  
  Raise additional capital against assets
  
  Consolidate existing finance
  
  Acquire a business
- Industry
  Agriculture
  
  Bus and Coach
  
  Construction
  
  Engineering
  
  Forestry
  
  Manufacturing
  
  Materials Handling
  
  Packaging
  
  Plastics
  
  Print
  
  Transport
  
  Waste and Recycling
  
  Woodworking
Insights
Brokers

At InterBay Asset Finance, we began with a simple vision: to be a lender that unlocks businesses’ potential.

Everything we do is geared towards making our products and services work for every broker and customer.

We understand how important your business is to you. So, we treat every case with the respect it deserves and take as much of the hassle away as possible to make it an enjoyable experience.

Meet the experts Green Arrow

How are we different?

- We strive to provide outstanding customer service every time you interact with us

- We have a can-do attitude

- We value the strong, enduring relationships we build

- We’re flexible with deal structures and credit approvals

- We’ll only add conditions to our credit approvals where necessary

- We treat customers fairly, which is at the heart of everything we do

Built on strong foundations

We’re the asset finance division of OSB Group, a FTSE 250 specialist lender, primarily targeting mortgage market sub-sectors including buy to let, complex commercial and semi-commercial, development finance, residential lending (including Help to Buy and shared ownership), bridging and asset finance.

OSB Group is backed up by a secure and solid retail savings model, comprising Kent Reliance and Charter Savings Bank.

Over 150 years of asset finance experience and a combined OSB Group loan book of over £19bn

We passionately believe the key to success is we're easy to do business with. We leverage our team’s experience to help businesses focus on what’s important to them.