Finance Lease

Finance Lease options offer great flexibility, allowing businesses to use assets without owning them.

At the end of the term, the business can decide on what to do with the asset – choosing to either sell, extend or return it. There’s no need to decide straight away as priorities and needs can change over time.

Key benefits of Finance Lease

Low initial outgoing - Minimum upfront costs allowing quick access to business essential assets

Sale option - The option to sell the asset at the end of term and retain the majority of the sale proceeds

Tax efficient funding - Rentals can usually be offset against pre-tax profits and VAT reclaimed on rentals

VAT - Spread the cost of the VAT over the term of the agreement

Our repayment options

Seasonal payments

Schedule payments to match cash flow seasonality.

Escalating profiles

Gradually increase payments over time.

Low or zero deposits

Negotiate to lend with low or no deposit, so there’s no need to save in advance.

Balloon payments

Pay a lump sum at the end of your term to reflect the anticipated future value of the asset.

Why choose InterBay Asset Finance?

Our asset finance team has the experience and expertise to support Hire Purchase, Leasing and Refinancing requirements, helping businesses grow, develop and reach their true potential.

With over 150 years of combined asset-based lending experience, our team will take the time to understand your individual requirements and find the most appropriate solution possible.

Service — Provide outstanding customer support, with efficient turnaround times so our brokers trust us to get their deals over the line.
Flexibility — We understand that every business is unique, so we tailor our solutions and remain flexible in our approach.
Relationships — We work to create strong relationships built on trust, knowledge and expertise.